Buying or selling a floating home is an exciting journey, but it comes with its own unique set of considerations. Unlike traditional homes on land, floating homes are registered through the Oregon State Marine Board instead of a county recorder, and they don’t have traditional deeds or title insurance. That’s why working with a specialized floating home realtor like myself is essential to ensure a smooth, well-informed transaction.

The process begins with understanding the specific nuances of floating home ownership. Each floating home is unique, not only in its structure but also in its moorage or marina setting. Whether you’re purchasing or selling, it’s crucial to consider the unique aspects of each location, from the HOA’s or Moorage Owner’s requirements and monthly slip fees to the responsibilities that come with individual marinas. When you write or accept an offer, a specialized floating home addendum is used to address these differences, covering essential details that wouldn’t typically apply to land-based transactions.

My title and escrow team are also floating home specialists who have been handling these unique transactions for over two decades. They are deeply familiar with the specific needs and regulations involved and work closely with the Oregon State Marine Board to ensure a seamless title transfer process, giving you added assurance at every step.
Financing for floating homes also requires specialized knowledge. There are only three lenders who focus on floating home lending, and I have great relationships with all three. I’ll connect you with these trusted lenders to help ensure you have the right financial support, tailored to your needs.

As a bank-accredited float inspector and floating home expert, I’m equipped to coordinate all necessary inspections, from the float to the home itself, providing peace of mind throughout the process. I’ll work directly with the HOA or Moorage Owner to ensure all requirements are met and address considerations like monthly slip fees and any specific regulations that apply to the location.

From navigating the registration process to coordinating inspections and handling the distinct paperwork involved, my role is to make this journey as seamless as possible. There are so many subtle but essential differences in these transactions that having a dedicated floating home specialist can make all the difference, allowing you to focus on the excitement of your next move on the river.