Floating home

Lifestyle

Floating Home Lifestyle

Personally, I love floating homes, but of course I am biased, all water lovers are!. Living on a floating home offers an extremely unique lifestyle that combines the tranquility of waterfront living with a vibrant, close-knit community. It’s an experience like no other—imagine waking up to panoramic water views, kayaking or fishing from your front door, and enjoying the sounds of the river by day and night. While this lifestyle brings countless rewards, there are also unique considerations to keep in mind. Here’s a quick overview of the pros and cons of floating home living to help you decide if it’s the right fit for you.

Pros of Living on a Floating Home

  • Direct Waterfront Access: Enjoy water activities like boating, kayaking, paddle boarding, and fishing right from your doorstep. If you’re a water person like myself, the floating home life is where you want to be!
  • Breathtaking Views: Experience stunning sunrise and sunset views over the water every day.
  • Lower Property Taxes: Floating homes are taxed as personal property, not real property, leading to significantly lower property taxes compared to land-based homes.
  • Tight-Knit Community: Floating home communities are typically close-knit, with a strong sense of camaraderie among neighbors.
  • Immersed in Nature: Living on the river allows you to be as close as you can possibly be to wildlife and enjoy a peaceful environment away from city noise, or at some moorages intertwined in the city on the water!
  • Unique, Customizable Living Spaces: Floating homes offer unique architectural styles and often provide the freedom to personalize your home.

Living on a floating home offers a unique and tranquil lifestyle. You’ll enjoy serene waterfront views, a close connection to nature, and the soothing sound of water around you. Floating homes provide a sense of community with like-minded neighbors while offering a private and peaceful escape from the hustle of city life. Whether you’re seeking adventure or relaxation, floating homes combine modern comfort with a one-of-a-kind living experience!

Cons of Living on a Floating Home

  • Limited Financing Options: Fewer lenders offer loans for floating homes, and mortgage terms differ from land-based properties. Additionally, interest rates may be slightly higher (0.5%-1%) than traditional mortgage rates due to the specialized nature of these loans.
  • Maintenance: Floating homes require additional maintenance to ensure float integrity and address water exposure, which may involve specialized marine contractors
    and flotation installation when needed.
  • Limited Space and Storage: Many floating homes have less storage space than traditional homes, though some slip ownership moorages include garage options.
  • Community Regulations: Most floating home moorages have HOA or marina regulations, background checks, and policies on short-term rentals, which may limit
    flexibility. Additionally, monthly slip fees at some moorages can become costly, depending on amenities and location.
  • Exposure to Elements: Living on the water means exposure to wind, waves, and seasonal conditions, which can add unique challenges. Snow loads, in particular, can
    create issues if your flotation is not up to par, potentially affecting stability and safety.

Embracing the floating home lifestyle means being part of a distinctive environment that offers beauty, peace, and community. For those ready to embrace a more adventurous way of life, it’s an incredibly rewarding choice.

What Our Clients Say

 

Testimonials

LEt's Connect

Email

jett@evenconstruction.com
& Jett@worksrealestate.co

Phone

503-741-6265

Office

Office Address: 58144 Old Portland Rd. Warren, OR 97053

Powered by

Compare listings

Compare